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Privacy Policy

Z-dvisor Privacy Policy

The explanations and information provided on this page are only general and high-level explanations and information on how to write your own document of a Privacy Policy. You should not rely on this article as legal advice or as recommendations regarding what you should actually do, because we cannot know in advance what are the specific privacy policies you wish to establish between your business and your customers and visitors. We recommend that you seek legal advice to help you understand and to assist you in the creation of your own Privacy Policy.

1. Introduction

Z‑dvisor (“we”, “us”, “our”) operates the Z‑dvisor app (“Service”) designed to make investing accessible and interactive by integrating social features with investment tools. This Privacy Policy explains what information we collect, how we use it, and your rights regarding your data.

2. Information We Collect

  • Personal Data: Information you provide directly—such as your name, email, contact details, investment preferences, registration details.

  • Usage & Technical Data: Automatically collected information, including device or browser type, IP address, app usage patterns, analytics data, and diagnostic data (mirroring Univest’s approach)

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3. How We Collect Information

  • You provide data when registering, completing forms, or communicating with us.

  • We also collect information via cookies, analytics tools, and technical logs (similar to Univest’s “Tracking & Cookies Data”)

4. Use of Data

  • We use collected data to:

  • Provide and maintain our Service.

  • Improve user experience and app functionality.

  • Send updates, customer support, and marketing communications (only if you opt in).

  • Monitor usage and troubleshoot technical issues

5. Legal Basis (for EU/EEA Users)

  • If applicable, we rely on:

  • Contractual necessity (to provide services).

  • Consent (when required).

  • Legitimate interest (e.g., improving Service functionality).

  • Legal obligation (when required by law)

6. Cookies & Tracking

We use cookies and similar technologies for:

  • Functionality purposes.

  • Remembering your preferences.

  • Analytics and app performance monitoring.
     

You can control cookie settings via your device settings—however, disabling cookies may affect app functionality

7. Data Sharing & Disclosure

  • We may share your information with third-party service providers (e.g., analytics, email services) strictly to support Service delivery, under confidentiality obligations.

  • We may disclose your data when legally required or to protect our rights and others’ safety

8. Data Retention

  • We retain your Personal Data only as long as needed to fulfill the purposes stated above, comply with legal obligations, resolve disputes, or enforce agreements.

  • Usage & analytics data is retained for a shorter duration, unless used for security or legal needs

9. International Transfers

If you are located outside our operating jurisdiction, your data may be transferred and processed in other countries. By using the app, you consent to such transfers. We implement safeguards to protect your data

10. Security

We follow industry-standard security measures—such as encrypted storage and restricted access—to protect your data. However, we cannot guarantee absolute security

11. Children’s Privacy

Our Service is not meant for individuals under 18. We do not knowingly collect data from minors. If you believe we have inadvertently collected such data, please contact us for removal

12. Policy Changes

We may update this policy from time to time. Changes will be posted here and will include an updated “Effective Date.” Significant changes may be communicated via in‑app notice or email

13. Contact Us

  • For privacy-related questions or data requests, please contact us at:
    Email: support@zdvisor.com

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